Clinical Science Finance (Applies to Clinical Science Students Only)

Clinical Sciences billing & refund policy

In order to complete the MD program, after five semesters of Basic Science, students are required to complete 5 semesters (80 weeks) of clinical rotations.

Tuition for Clinical Sciences is $9,450 for the full 16-weeks, which equals one semester. Tuition will be billed to the student and must be paid within the due dates specified on the tuition bill. Clinical Sciences tuition cannot be prorated and once begun, cannot be refunded. Cancellation policy is applied as described in the Clinical Rotations Cancellation Policy.

Clinical rotation weekly tuition is $590.63 and will be charged once every 16 weeks (i.e., once per semester), which is approximately every four months. Students are required to pre-pay at least 16 weeks and up to 32 weeks of tuition (tuition deposit)

Clinical Science Liability Insurance is charged in the first and third Clinical Science semesters. Late fees of up to $400 may be charged on late payments.

Service Charge for USMLE Step 1, Step 2 CK and Step 2 CS certifications are as follows:

A service charge of $3,000 is added to the student who has been billed for the Clinical Science tuition and has not completed the program. Effective May 1, 2019 this charge will be reduced to $2,000.

  • (Applicable after the sixth semester drop date. Sixth semester drop dates for all calendar years.)
    – Spring billing cycle January 30th
    – Summer billing cycle May 30th
    – Fall billing cycle September 30th

Service charges are included in tuition for students who complete the program. However, for the students who withdraw, transfer or are expelled before completion of the entire program, these charges will be deducted from the amount of their refund as indicated above, regardless of whether or not they passed the exam, and regardless of whether or not they took any rotations. If the student has insufficient tuition credit/deposit on his/her account to cover the applicable fees, no transcript/withdrawal or other requests will be processed until the balance is cleared.
1. The Clinical Science Liability Insurance Fee is non-refundable.
2. The late fee is non-refundable.

In the event of withdrawal, transfer or expulsion from out of SJSM prior to the completion of the MD program, a refund for the unused portion of the tuition will be issued. The refund will be calculated by subtracting the following from the amount of money paid towards tuition (or rotations):

  • Number of rotation weeks completed, multiplied by tuition amount that is considered for the refund, divided by 16, and;
  • Fees and other charges as explained above.

Late Fees

Late fees of up to $400 may be applied for tuition and fees that are not paid in full on or before the second due date.

Important Note: In the event of a past due balance, students will not be allowed to register for the Prequalification exam and will be limited in receiving services from the school, including access to Exam Master, library journals, transcripts, enrollment certificates, exam certifications etc.

Payment plans

Payment plans are available for students on a case by case basis. Eligibility criteria are as follows:

  • Must be in good academic standing with the school
  • Must not have defaulted on a payment plan previously
  • Must have paid all previous tuition on time, without late fee
  • Must comply with all the requirements of the payment plan
  • Must apply for the payment plan before the due date of the invoice

Important note:

  • Past due invoices cannot be put on a payment plan.

Note on non-refundable fees and charges:

  1. The Liability Insurance Fee is non-refundable once the bill becomes due.
  2. Late fees are non-refundable.
  3. Any testing or other fees that have not been paid for at the time of consumption are non-refundable and are deducted from the refund amount.

Note on outstanding loan balance:

  1. If the student has an outstanding loan balance with a loan agency, his/her refund will first be applied towards their loan. Any remaining amount will be refunded to the student within the regular time frame noted below.

Refund Timeframe

Please note that the issuance of the refund check takes an average of 12 to 15 weeks from the time the refund is approved by the school. Also note that refunds are issued in the form of a check, in U.S. Dollars and no other requests regarding this will be entertained.

Clinical Rotation Cancellation Policy

During the MD program students are required to complete 80 weeks of Clinical Science. The 80 weeks are to be completed as 48 weeks of core rotations and 32 weeks of elective rotations in the SJSM’s affiliated clinical facilities. Students must contact the Clinical Department in order to be scheduled and placed in clinical rotations. Certain documents are necessary for this process and need to be sent in to the Clinical Department. When all or some of these documents are received, the Clinical Department will schedule the student for the rotation, and notify the hospital and the student of the precise start date.


Rotation slots in US hospitals are highly competitive. As such, cancelling a scheduled rotation will result in one of the following outcomes:

  • If a student cancels/reschedules a rotation for any reason within nine weeks of the start date of the rotation, a rotation cancellation fee of $500 will be charged, plus any third party fees that the school may be charged as a result of this cancellation. In certain exceptional cases, a student may cancel/reschedule a rotation up to nine weeks before the start of rotation if they provide a valid reason (sickness, death in the family, ) that is approved by the Dean of Clinical Sciences. It is at the discretion of SJSM to determine and approve the validity of the reason for cancellation. If not approved, a rotation cancellation fee of $500 will be charged.
  • In the event that the student cancels/reschedules the rotation with more than nine weeks’ notice with approval of the Clinical Department, a fee of $250 will be charged to the student’s account.