Financial
Assistance

While Saint James School of Medicine has some of the most affordable tuition rates and fees in the Caribbean, we understand that it can be tough to finance a medical education.

With private loans and student credit lines available, Saint James is also introducing an essay and merit-based scholarship program.

We have partnered with Meritize to provide our students with financing options. With a Meritize loan, you can get credit for your merit and potentially improve your loan options by sharing your academic history, military background, or work experience.

Check your loan options in minutes without impacting your credit score at:
https://apply.meritize.com

Terms and Conditions apply. Meritize reserves the right to modify or discontinue products and benefits at any time without notice. To qualify, a borrower must have a co-signer, be a U.S. citizen or permanent resident and meet Meritize’s underwriting requirements. If approved for a loan the actual loan amount, term, payment, and APR amount of loan that a customer qualifies for may vary based on credit determination, state law and other factors. Meritize does not warrant or guarantee any claims made herein.

Loan cannot exceed annual value of eligible tuition charges. No fees can be paid with the Meritize loan.

MPOWER Financing is a student lender with a mission to enable high-promise global citizens further their academic and financial aspirations. MPOWER is now accepting tuition loan applications from any student at Saint James School of Medicine, provided they have passed USMLE step 1.

• Available to all students (from US and outside US) that perform their clinical sciences program in the US or Canada.
• No Cosigner or collateral required: we make our credit decision based off of your future potential.
• A fixed rate loan: with fixed rates, you’ll always know what your future payments will look like – you will never be susceptible to unpredictable interest rate fluctuations and your interest rate will never increase.
• Build your credit score: because we’re U.S.-based, an MPOWER loan will help you build your credit – this will allow you to access other financial products such as credit cards and will make it easier to apply for off-campus housing.
• Career support: we offer extensive career strategy services, such as resume reviews, informational interview facilitation, mock interviews, access to a private job board, and networking opportunities.
• Interest only during school plus a 6 month grace period (for a total interest only period of 30 months)
• Loans can range from $2,001 – $50,000
• Tuition only

• Ontario Student Assistance Program (OSAP)
  SJSM students who are residents of Ontario are eligible to apply for financial aid through the Ontario Student Assistance Program (OSAP). Please note, this only affects Ontario residents. The administration is working with other Canadian provinces and we will share updates with our Canadian student population if/when those loan programs become available.
  Please visit the OSAP website to learn more about how to apply.
• Alberta Student Aid
  SJSM students who are residents of Alberta are eligible to apply for financial aid through the Alberta Student Aid Program. Please note, this only affects Alberta residents. The administration is working with other Canadian provinces and we will share updates with our Canadian student population if/when those loan programs become available.
  Please visit the Alberta Student Aid website to learn more about how to apply.
• StudentAid BC
  SJSM-Anguilla students who are residents of British Columbia are eligible to apply for financial aid through the StudentAid BC Program. Please note, this only affects British Columbia residents. The administration is working with other Canadian provinces and we will share updates with our Canadian student population if/when those loan programs become available.
  Please visit the StudentAid BC website to learn more about how to apply.